Holiday Hours

Thanksgiving
Our office will be closed starting Wednesday, November 26 and will reopen at 9am on Monday, December 2.

Christmas
Our office will be closed starting Saturday, December 21 and will reopen at 9am on Monday, January 6.

As always, there is an emergency telephone number where you can leave your name and phone number and you will be called back within a few hours: (252) 473-7336. We will be checking the mail and fax (252) 473-3487 several times over the Christmas holiday.

Wishing you and your family a safe and wonderful holiday season
– The Staff at Mollie Fearing & Associates

With over 125 years of combined experience
get to know us

Mollie A. Fearing & Associates, Inc.

Our agency was established on August 1, 1978, as an Independent Agency. Our staff of five has a total of over 125 years of insurance experience in both personal and commercial lines. We are very knowledgeable in the insurance business. Technology has kept us in the forefront of our industry and allows us to have a nice size account base without losing that personal touch with each of our clients. Customers are not an interruption to our work they are our work. We take pride in servicing our client’s accounts and making certain all claims are handled promptly.

The insurance industry on coastal North Carolina is very “cut and dry”. Due to the area being in the “hurricane zone”, most agencies sell the same types of insurance at the same costs. Therefore, our business emphasis is on service. We are reachable 24 hours a day, 7 days a week through an emergency line that is checked every few hours.

Mollie Fearing home insurance

outer banks auto insurance

obx commercial insurance

We are here to protect you

Our Service Sets Us Apart.

Homeowners Policy

Our Homeowners Policy is a broad form policy that covers sudden and accidental damages to your home and its contents.

fire insurance

Dwelling Fire

For those property owners looking for a lower priced, less broad form protection, such as those owning rental properties.

excess flood insurance

Excess Flood

If your home and contents are worth more than what the Federal Insurance plan covers, you can add more coverage with this policy.

liability insurance

Liability Insurance

This coverage is essential and protects you if someone (other than a worker) is injured on your property due to your negligence.

wind and hail insurance

Wind & Hail Policy

Perfect for adding additional protection to our Homeowners Policy, the wind and hail policy covers - that's right - wind and hail damages. This policy is very beneficial in Beach areas like the Outer Banks.

flood insurance

Flood Insurance

Flood insurance covers against rising surface water, accumulative rain water, tidal waves and ocean or sound flooding: all perils that are common in beach areas.

excess flood insurance

Theft Insurance

Unfortunately, property theft can happen, even when you least expect it. This policy covers items stolen from inside your home if it is broken into.

condo insurance policy

Condo Policy

If you're a condo owner, or a renter, this policy will cover items that you are responsible for whether it be carpet, cabinets, fixtures, etc. or just your personal contents.

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